Eclectic Coastal Charm in the Heart of St. Marys! Just a short golf cart or bicycle ride from the historic waterfront, this 4-bedroom, 2-bath cottage offers a character-filled alternative to today's cookie-cutter designs. Nestled beneath mature trees on a spacious lot, the property invites you to slow down and enjoy life with thoughtfully designed reflection gardens, tucked-away sitting areas, and peaceful outdoor spaces scattered throughout the yard. Inside, you'll find a warm and inviting blend of vintage charm and modern convenience. The kitchen is a standout feature with quartz countertops, premium GE Cafe appliances, a double oven, and a double-drawer dishwasher-perfect for everyday living and entertaining alike. Natural light fills the home, creating comfortable yet intimate gathering spaces while maintaining the unique personality that makes older homes so special. With four bedrooms and a split floor plan there is flexibility for guests, hobbies, a home office, or multi-generational living. Outside, the gardens, patios and outdoor living areas provide endless opportunities to relax with a morning coffee, enjoy an evening conversation, or simply unwind surrounded by nature. Located within the golf cart district, you'll enjoy easy access to downtown St. Marys' shops, restaurants, parks, waterfront attractions, local bakeries, and community events. The St. Marys Aquatic Center is nearby, while NSB Kings Bay is approximately 6 miles away and I-95 Exit 1 is about 7 miles away for convenient travel to Jacksonville and beyond. If you've been searching for a home with soul, personality, and a setting that encourages a slower pace of life, 105 Gunter Street may be exactly what you've been waiting for.